Insuring the Home, its Content and the Car is normally the first step people take in protecting their assets.
General Insurance, better known as Fire & General Insurance, covers the accidental physical loss or damage to homes, their contents and cars due to sudden and unforseen incidents.
To most New Zealanders their home is their most expensive, single asset acquired and insuring it should be part of their risk protection plan.
Be prepared. Protect yourself and your family. Call us to find out more.
Your will tells everyone what should happen to your money, possessions and property after you die (all these things together are called your ‘estate’). If you don’t leave a will, the law decides how your estate is passed on – and this may not be in line with your wishes.
Reasons why you need a will:
A will makes it much easier for your family or friends to sort everything out when you die.
If you don’t write a will, everything you own will be shared out in a standard way defined by the law – which isn’t always the way you might want.
A will can help reduce the amount of Inheritance Tax that may be payable on the value of the property and money you leave behind.
Writing a will is especially important if you have children or other family who depend on you financially, or if you want to leave something to people outside your immediate family.
Get a will today, not tomorrow.
Your home loan is a large - and often long-term - financial commitment so it makes sense to get it right first time.
What's right for you will depend on a range of factors including the size of the loan you require, the property you intend to purchase, the deposit you have and your lifestyle.
Find home loans for your specific situation. Your adviser can help you compare rates, fees and charges to help you secure the right home loan for you.
Make a little time to save a lot of money.